Maximizing the Grab Super App: A Guide to GrabPay Wallet and GrabPay Mastercard
Grab is a Southeast Asian super app that started as a ride-hailing service but has since expanded into food delivery, finance, payments, and other services. In this article, we'll explore how you can use your Grab app like a pro and maximize the cashback, rewards, and benefits that come with it.
GrabPay Wallet
GrabPay Wallet is a prepaid wallet where you can top up your funds using debit card transfers, and credit cards like American Express True Cashback. With the GrabPay Wallet, you can earn up to 1.7% cashback. There are three ways to use your GrabPay Wallet:
GrabPay QR: Use your GrabPay Wallet to pay for your purchases by scanning the GrabPay QR code displayed at small merchants such as hawker centers, kopitiams, and small provision shops. You can earn up to 1.2% Grab reward points.
GrabPay Online: Log into the Grab app using your phone number and OTP to authorize payment to merchants such as Qoo10, Shopback, Frasers app, Geneco, and Fave. You can earn up to 1.2% reward points for these transactions.
PayNow QR: Use your GrabPay Wallet to scan PayNow QR codes at hawker stores and small shops that accept them. You won't earn Grab reward points for these transactions, but you can still use your GrabPay Wallet to make payments.
GrabPay Mastercard
GrabPay Mastercard is a prepaid Mastercard linked to your GrabPay Wallet. You need to have funds in your GrabPay Wallet to use it. Use your GrabPay Mastercard to pay for transactions where credit card rewards or cashback are not available, such as insurance payments or merchants listed on the AXS portal. By stacking your GrabPay Mastercard with American Express True Cashback or UOB Absolute Amex, you can earn up to 2.9% cashback, making it a great option for low spenders who cannot hit the minimum spend requirements of credit cards to earn higher tier rewards.
Conclusion
With Grab's super app, you can make payments and earn rewards at small merchants, online merchants, and merchants that do not award credit card rewards or cashback. By using your GrabPay Wallet and GrabPay Mastercard, you can maximize your cashback and reward points while enjoying the convenience of a cashless payment system.
No comments